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For many years, we've been working with investment consultants to make the best use of our money. The accuracy and consistency of their information have always been in question, but we never cared for it much until the time we began having decisions. And now that software is taking over the planet, we do have options that are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor that manages more than $2 billion in 93,000 accounts. For the management of the advantage, the company uses index funds and an automated allocation program on the basis of an investors risk tolerance and time period. It assists individuals to have better control on their prosperity and to grow it with the assistance of advanced technology.

Wealthfront: Wealthfront is the worlds biggest automated investment service with over $2.5 billion in client assets. It manages a searchable, continually rebalanced portfolio of index funds on the customers behalf at a really low cost and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25% annually on assets in excess of $10,000.

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Nowthey are raising the bar by lowering the minimum amount required to open an Wealthfront account to only $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online brokerage which allows investors click now to invest in stock and bond portfolios constructed around everyday ideas and broad economic trends, and create customized motifs. The company has developed a unique financial product known as motifs which works like low-cost exchange-traded funds.

Until now, the company has raised $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management solutions to the middle course. Unlike other services which target typically tech-savvy and wealthier users, the typical FutureAdvisor client has roughly $100,000 to invest and special info has multiple accounts with different institutions. In some ways, FutureAdvisors support is similar to other offerings on the market; it utilizes algorithms to optimize the portfolio to get a potential customer.

If a client want FutureAdvisor to actually execute an investment plan, the company can accomplish that. .

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Personal Capital: The companys service combines free tools that collect and analyze all the investor's financial data using a financial adviser to help manage and grow his investments. The company has managed over $800 million invested by clients. The companys providers are used by over 600,000 Americans to monitor $100 billionin accounts on the free software. .

Hedgeable: Founded in 2009, the company automates complex investing for active professionals in less than five minutes with no minimum investment required. It brings the more tips here wealth management services of this ultra-high worth to the masses. It has developed many proprietary systems to provide services which were formerly only available to this ultra-high net value, such as risk management, hedging, bitcoin investing, influence investing and private equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company provides an online investment service thats intelligent, straightforward and honest. Until now, the company has obtained $37.3 million in two rounds of funding.

Wealth Horizon: A cheap online provider, Wealth Horizon provides investors investment advice starting from as little as 12.50. The company is targeting Investors that fall into the so called information gap(those who dont want to cover the high cost for a financial advisors expertise).

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Swanest: Based from London, Swanest is an online automated wealth manager using intelligent technology to build and manage custom-fit investment plans.   The company assists their clients to achieve their potential financial objectives.

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MoneyFarm: MoneyFarm, the only online financial advisor in Italy, provides first-class investment advisory to small savers via a scalable, UX-driven, enjoyable and hassle-free platform. The companys clients can build build their portfolio with MoneyFarms asset allocation recommendations, manage it during time and implement all the transactions in a really simple and efficient way. .

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